The Best Credit Cards For Students

The Best Credit Cards For Students
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The search for the best credit cards for students is a tiring process. The process is made even more difficult by the magnitude of offers available. Credit card solicitations are high and so are the enticements to sign up for the card.
Though many parents offer just any of the current best credit cards to their wards which is linked with a debit card so that they have access to cash and credit both.
Students need to manage their funds on their own for at least sometime before being entrusted with a credit card. With the help Erik Larson, founder of NextAdvisor which is a product comparison website, a list of best credit cards for students has been compiled.
On the top of the list of the best credit cards for students is the Citi Dividend Platinum Select Card which has no annual fee. It offers a 0% introductory rate on purchases for 7 months, 5 % cash back on purchases for 6 months and 2% cash back on certain purchases. The Discover Student Card also features on the list of the best credit cards due to 1% cash back on all purchases after spending $3000 a year and 5 to 20% cash back when shopping at ShopDiscover in addition to all the features available above in the Citi card.

Best Credit Cards For Jobseekers By CardRatings

Best Credit Cards For Jobseekers By CardRatings
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The best credit cards help maximize savings especially on job search expenditures like travel and clothes. Here are three best credit cards for job hunters, says CardRatings:
Blue Cash Everyday Card from American Express: Among the best credit cards for business attire, it offers 2% cash back bonuses to cardholders on purchases made at department stores. Cardholders pay no annual fee for the first year, after which interest rates rise by 17.24%, 19.24% or 21.24% based on the card's credit worthiness.
PenFed Platinum Cash Back Rewards: The PenFed Card lets users earn 5% cash back on purchases at the gas station. It too carries no annual fees and its 13% APR is the lowest, among the best credit cards.
Chase Freedom Visa: Tops all the best credit cards for job-related expenditures. It offers a USD100 back on spending USD 500 before three months and an additional USD 100 back on spending USD 1,000 before six months. Cardholders get a USD 200 cash rebate if they use their new card constantly for six months.

Best Credit Cards Deals For Job Hunters

Best Credit Cards Deals For Job Hunters
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Hunting for a job can get expensive and some of the best credit cards, offer ways and means to keep these expenses low. Most of the financial institutions tie up with outlets with some of their of their best credit cards offers. By availing these offers you can cut down on your expenses making things easier as you go job hunting.
American Express and Chase have come up with some best credit cards offer and deals. American Express is giving 2% cash back on purchases made from departmental stores, with more savings on online purchase.
Amongst Chase's best credit cards deal is the Chase Freedom Visa, where again you have tempting offers. Through attractive cash back throughout the year, their best credit cards offer a variety of deals, which are attractive for job hunters and do not burn a hole in their pockets. At the moment a continuous use of the card, for the first six months, entitles the user to a $200 discount and further cash back of $100, if $500 is spent in the first quarter itself. If $1000 is spent in the first six months then another $100 is given as cash back.
So a basic interview wardrobe where you need to shell out around $500 becomes easier on the pocket with these cash back offers.
Most credit cards also tag in gasoline and air travel miles as incentives to spending, and this way you can earn back the dollars spent on travelling for interviews. Credit cards if used intelligently can make job hunting easier and lighter on the pocket.